Question 54 · LDEK · Organization of the social insurance system

Social insurance differs from other benefit systems also by material scope. It covers special kind of needs caused by contingencies, described as underwriting risk. Indicate correctly formulated risk along with adequate characteristics:

  1. A. temporary incapacity for work due to illness or accident, which is non-gradable, with entitled sickness benefit.
  2. B. incapacity for independent existence provides a basis for invalidity pension.
  3. C. non-gradable long-term incapacity for work due to consequences of illness or accident with entitled one-off compensation.
  4. D. road accidents and entitled due to this fact disability benefit and compensatory pay.
  5. E. senility or retirement age, compensation in such a case is pension.
Hint

Check whether each risk is paired with the right benefit, and whether temporary incapacity can come in degrees.

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